Welcome

FASANO ASSOCIATES is UNDERWRITING CENTRAL.

Our goal is to be simply the best at what we do.

Our specialties include:

• Life Settlement Underwriting
• Life & Health Underwriting
• Annuity Underwriting
• Expert Witness Testimony

Why should you consider Fasano Associates for your Life Settlement Underwriting?

• 96% Actual to Expected Ratio
• 22 Physicians with unique clinical and insurance experience
• We currently have a three day turn around for Life Expectancy submissions. This is a high standard in the Life Settlement industry.

If you are interested in obtaining a Life Expectancy Report from Fasano Associates, please contact us.

ALEC - Fasano's Automated Life Expectancy Calculator

Developed to be used as a SCREENING TOOL for life settlement acquisitions and to assist individuals in financial planning applications. A "user friendly" tool that does not require the assistance of underwriters OR other professionals to complete.

 

Not a replacement for the "real thing" BUT an inexpensive way to assess case value – easy to use while providing good risk discrimination. To try "ALEC", click on the link in the left sidebar.

 

Michael Fasano named as one of the Top Ten Most Influential in Life Settlement Industry

Michael Fasano has been named one of the top ten most influential people in the Life Settlement Industry.   Mr. Fasano, CEO and President of Fasano Associates, was selected based upon his "... ability to alter and shape the current regulatory, legislative and economic forces that guide this market."  The announcement was made in the April 2009 issue of the Life Settlement Review, a publication of the Life Insurance Settlement Association.   Press Release

 

New Study Reveals Actual to Expected Ratio of 96%.

Fasano Associates' most recent independent performance evaluation revealed an Actual to Expected accuracy of 96% for the period 2004 through 2008. If you are interested in receiving a copy of this analysis, please contact us.

Longer has meant more accurate and more consistent for Fasano

While other life expectancy underwriters scrambled last fall to lengthen their life expectancy estimates by 15 to 25%, Fasano Associates did not. Why? Fasano has been consistently longer than other life expectancy underwriters, as clearly demonstrated in the Life Policy Dynamics comparative life expectancy graph shown here:

 

At the same time, Fasano has consistently been more accurate, as witnessed by three successive analyses performed by independent actuarial firms – each of which found Fasano’s Actual to Expected accuracy to be 96%. Please let us know if you would like a copy of either the Life Policy Dynamics 2008 Market Analysis or our most recent Actual to Expected Study. Contact Us

 

Past Events - November 5, 2008 - 5th Annual Life Settlement Conference Tops 325

Fasano Proposes Best Practices for Life Expectancy Underwriters at its Fifth Annual Life Settlement Conference

Washington, DC, November 6 -- (Businesswire) -- Michael Fasano, President of Fasano Associates, proposed Best Practices standards for Life Expectancy Underwriters to more than 300 industry participants attending Fasano's Fifth Annual Life Settlement Conference. Fasano called on life expectancy underwriters to retain qualified, independent actuarial firms to conduct regular analyses of Actual to Expected accuracy in a standardized format that would allow meaningful comparisons to other life expectancy underwriters.

Said Fasano: "We need more transparency in our industry if we expect to attract investment capital. Life expectancy underwriters have taken a lot of criticism recently - some legitimate and some not. But for our industry to move forward, we have to put our performance out there for review. Investors simply will not tolerate a secretive attitude any longer."

A life settlement is the sale in the secondary market of a life insurance policy that no longer meets the needs of the policy owner. Life settlements bring together the capital and insurance markets to provide owners of life insurance competitive market values for their policies.

Additional presentations were made by Neil Weidner, Partner of Cadwalader, Wickersham & Taft, Alan Buerger, CEO of Coventry and Dr. John Iacovino, Medical Director of Fasano Associates. Michael Barone, Senior Writer at U.S. News & World Report and Fox Political Analyst, ended the Conference with his views on the impact of the recent elections.

 

Upcoming Speaking Engagements

• Michael Fasano will co-chair an investor workshop on "Life Expectancy and Mortality -- Getting the Calculations Right" on opening day of the 15th Annual Fall Life Settlement Conference. In addition, later in the program, Mr. Fasano will moderate a panel on "Life Expectancy Best Practices". Other members of the LE Best Practices Committee will participate in the discussion. The Life Insurance Settlement Association Annual Conference will be held in New York City on November 8 - 10, 2009.