Fasano Associates


Enhanced Services
Case and Portfolio Consulting and Audits: Primary and Secondary Life Markets
Fasano Associates Professional Underwriting staff consists of 22 Board Certified Physician Medical Directors, 7 Senior Level Underwriters and a Registered Nurse. Our professional staff has accumulated unparalleled hands on expertise in underwriting life insurance in both the Primary and Secondary Life Insurance Markets. Fasano Professionals have provided Consulting and Audit services to a number of well known Life Companies, Banks and Investment Funds.

Enhanced Underwriting Services

Underwriting Criteria Design:

Preferred and Substandard Life Insurance

Customized Screening tools for Funds

Senior and Impaired Lives Underwriting

Underwriting reviews to identify misleading and possibly fraudulent health data

Portfolio audits to assist in developing proven realistic assessments of Fair Market Value

Secondary Market Mortality Tables and Database

Fasano Associates has underwritten over 130,000 lives covering the period 2001 through 2009. Life Expectancy estimates have been examined by three separate independent actuarial consulting firms who have confirmed an Actual to Expected accuracy of 96% -- Highest in the Industry. Because of the accuracy and consistency in Fasano life expectancy estimates, its database has more integrity and usefulness than those of other medical underwriters, who have made multiple, substantial changes to their methodology, mortality tables and life expectancies.

Fasano Database analysis and research into impairments has been incorporated into a proprietary set of Mortality Tables. These tables are unique to the industry in that they reflect the change in the shape of the mortality curve that occurs as the level of impairment, or mortality rating, increases.

Both the Fasano Database and its proprietary Mortality Tables may be licensed for analysis and research.

Customized Life Expectancy Reports

Life Expectancy Estimate Reports can be customized for client specific needs. These can include the individual mortality distributions, forward contingent life expectancy estimates, delineation of primary impairment category and ranking of the importance of each impairment.

To learn more about Fasano Associates' Enhanced Products and Services, please Contact Us.

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